Wirawan, Bima Yuda (2024) Sistem Penentuan Kelayakan Debitur Menggunakan Metode Simple Multi Attribute Rating Technique (SMART). Jurnal Nasional Komputasi dan Teknologi Informasi (JNKTI), 7 (1). pp. 1-2. ISSN 2620-8342
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Abstract
Credit assessment is the process of determining the creditworthiness of a borrower who will receive credit from PT. BPD Jatim Cabang Gresik. This process is carried out by credit analysts using several criteria as parameters. If the potential borrower meets the established criteria, credit can be granted. The problem that often arises is the presence of several bad loans resulting from errors in credit analysis by credit analysts who still use criteria-by-criteria calculations. Credit analysis calculations are determined by several criteria based on the Company Guidelines Book (BPP), and there are minimum values that must be set in the credit assessment process. Several Decision Support System methods can help with the above problem. One of these methods is the Simple Multi Attribute Rating Technique (SMART) method. By creating a decision support system, it can help simplify credit analysts in determining whether a borrower is eligible for credit or not.
| Item Type: | Article |
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| Uncontrolled Keywords: | Credit provision, decision-making system, SMART |
| Subjects: | Engineering > Informatics Engineering Engineering |
| Divisions: | Faculty of Engineering > Informatics Engineering Study Program |
| Depositing User: | Bima Yuda Wirawan |
| Date Deposited: | 24 Apr 2025 03:52 |
| Last Modified: | 24 Apr 2025 03:52 |
| URI: | http://eprints.umg.ac.id/id/eprint/12239 |
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