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Khakimah, Okky Aliyatul (2024) The Pengaruh Financial Knowledge, Locus Of Control, Dan Financial Literacy Terhadap Financial Management Behavior. Jurnal Mahasiswa Manajemen, 4 (1). pp. 66-80. ISSN 2722-4759
Khakimah, Okky Aliyatul (2023) Pengaruh Financial Knowledge, Locus Of Control, Dan Financial Literacy Terhadap Financial Management Behavior (Survei Pada Umkm Binaan Dinas Perhubungan Kabupaten Gresik). undergraduate thesis, Universitas Muhammadiyah Gresik.