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NURCHOLIDAH, AYUNIS UMI (2015) ANALISIS PENGARUH RETURN ON ASSETS, ASSETS TO LOAN RATIO, DAN NON PERFORMING LOAN TERHADAP CAPITAL ADEQUACY RATIO PADA PERUSAHAAN PERBANKAN YANG TERCATAT DI BURSA EFEK INDONESIA PERIODE 2011 – 2013. undergraduate thesis, Universitas Muhammadiyah Gresik.