Peran Gaya Hidup dalam Memediasi Pengaruh Pengetahuan dan Sikap Keuangan terhadap Perilaku Keuangan

Latifa, Nur (2023) Peran Gaya Hidup dalam Memediasi Pengaruh Pengetahuan dan Sikap Keuangan terhadap Perilaku Keuangan. Jurnal Riset Akuntansi & Perpajakan (JRAP), 11 (1). pp. 150-168. ISSN 2460-2132

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Abstract

This study aims to examine the influence of financial knowledge and financial attitudes on financial behavior which is mediated by lifestyle. This research was conducted on postgraduate students in the North Coast region of East Java with a sample size of 176 respondents. The research method uses quantitative. The research results show that financial knowledge has no influence on financial behavior. Financial attitudes influence financial behavior variables. Financial knowledge has no effect on lifestyle. Financial attitudes influence lifestyle. Lifestyle influences financial behavior. This research shows that lifestyle cannot mediate financial knowledge on financial behavior, but lifestyle can mediate financial attitudes on financial behavior. There is novelty in lifestyle that can mediate financial attitudes towards financial behavior. An important implication of this research is the need for a more holistic approach in managing financial behavior, taking into account the interaction between knowledge, attitudes and lifestyle. In addition, these findings also highlight the importance of developing financial education strategies that not only focus on increasing knowledge, but also on forming positive financial attitudes and a deep understanding of the influence of lifestyle on financial decisions.

Item Type:	Article
Uncontrolled Keywords:	Financial Attitudes, Financial Behavior, Financial Knowledge, Life Style
Subjects:	Economic And Business Economic And Business > Management
Divisions:	Postgraduate Programs > Master Program in Management
Depositing User:	Nur Latifa
Date Deposited:	08 May 2024 02:54
Last Modified:	08 May 2024 02:54
URI:	http://eprints.umg.ac.id/id/eprint/10344

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